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    Home » Briefs » Banks cut interest rates on loans for businesses but raise other costs

    Banks cut interest rates on loans for businesses but raise other costs

    According to an ECB survey on the access to credit. In the first quarter of 2025 alone, the complaint from one in four companies (+24 percent)

    Emanuele Bonini</a> <a class="social twitter" href="https://twitter.com/emanuelebonini" target="_blank">emanuelebonini</a> by Emanuele Bonini emanuelebonini
    14 April 2025
    in Briefs, Business
    BANKIABANCA BANCHESPORTELLO SPORTELLI FILIALE FILIALI

    BANKIABANCA BANCHESPORTELLO SPORTELLI FILIALE FILIALI

    Brussels – Cheaper loans, so banks increase the cost of other operations: this is the case in the euro area, according to a European Central Bank survey released today. According to the study, as of the end of the first quarter of 2025, firms reported a net decrease in interest rates on bank loans (a net ‑12%, compared with a net ‑4% in the previous quarter), suggesting that “monetary policy easing is being transmitted to firms,” the results of the ECB’s analysis point out. At the same time, a net 24 percent of firms observed “an increase in other financing costs (i.e., charges, fees and commissions).”

    English version by the Translation Service of Withub
    Tags: banksecbenterpriseseuropean central bankeurozoneinterest rates

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